Need a loan today?

Just take a minute to apply online and we do the rest.

Frequently Asked Questions

How does this work?

 

Once your loan application is complete, we forward your application to the lenders immediately based on the credit rating and information you provide. At the time of applying, we suggest you provide accurate and up-to-date information so that we can match you with the best available lender. Providing incorrect info may not only disqualify you for the loan but also result in high interest rate.

 

 

I have bad / no credit, can I still qualify for a personal loan?

 

YES! We are experts in helping people with bad / no credit get a loan. Get the second chance you deserve.

 

 

Do I need to be employed?

 

No, as you long as you have some sort of regular income be it your benefits, social security, disability, settlements etc.!

 

 

Are there any fees to use your service?

 

No. there is no cost to apply and you are under no obligation to take the loan offered to you if you are not happy with the rates and terms.

 

 

How long does the entire process take?

 

It only takes a few minutes to apply. After your application is submitted, you should get a call from one of the lenders usually same day. If you are approved, it usually takes a few minutes to 1 day for your funds to be provided to you.

 

 

How do I get my money?

 

Usually lenders electronically transfer your money into your bank account. But you also choose to receive funds via cheque or to your prepaid card.

 

 

Do you help people with no credit!

 

YES! with no credit also you may still qualify for the loan and start building your credit today.

 

 

How much can I borrow and for how long?

 

Loans are available from minimum $1000. Repayment terms vary by lenders, state and local laws, and not everyone will qualify for maximum borrowing terms. Each lender has different loan terms, such as the loan amount, the APR for the loan, repayment schedules, etc. Each lender is required by federal law to present to you the terms of the loan, the rates and all costs associated with the loan prior to you executing the loan documents. Please feel free to exit the process at any time as you are under no obligation to accept the loan presented.

Does applying for the loan affect my credit?

No! Applying for the loan loan does not affect your credit. There is no hard credit check done on your credit until you agree completely to the loan.

 

Is there any state restrictions?

No! You can apply from anywhere in the USA regardless of the state you are in.

Information about APR

This information is not required by federal, state or local law and is being provided to you only pursuant to our terms of service with Google. We are not a direct lender or a bank. Only the lender we will refer you to can provide you with information like APR, monthly repayments about your specific loan amount and loan terms.. Ask your lender for their current rates.

APR Offered by our lenders may range between 7% - 35%.

If you can`t repay your loan

If you do not pay your loan according to the loan terms, your lender may:

Charge you late fees up to $37
Send your account to a collection agency
Report your information to a consumer reporting agency, which may negatively affect your credit score
Offer to renew, extend or refinance your loans. Renewals may be automatic and may cause you to incur additional fees, charges and interest. Each participating lender has their own renewal policy. Some participating lenders will automatically renew your loans or will require your permission to renew your loan. Some participating lenders will not renew your loan. It is important for you to understand that extending the repayment period for a loan may result in additional interest, as well as other fees, which can greatly increase the total amount you pay back on a loan. Be sure to check if your lender automatically renews loans or requires your permission to renew the loan or will not renew. State laws often govern loan renewal policies. Be sure to know your state’s policies in regard to loan renewal and carefully read the lender's terms before agreeing to and submitting your e-signature.

Loansion.com is not a lender. Only your lender can provide you with information about your specific loan terms and the implications for non-payment of your loan. Ask your lender for their policies for non-payment.

In case of late payment: 

Each lender has its own criteria and policy when it comes to late payments. This may include additional fees and interest and may result in reports to the three major credit reporting bureaus causing your credit score to be lowered. Before you agree to a loan be sure you read and understand the implications of making late payments. Also, each state has rules and regulations in place that lenders must follow when assessing fees for late payments.

Legal Disclaimer: For qualified consumers, the maximum APR, will not exceed 35%. Loansion.com IS NOT A LENDER or DO NOT REPRESENT A BANK, does not make credit decisions, and does not charge any application fees. This Website does not offer or solicitation to lend. This Website provides a service wherein we submit the information you provide to one or more lenders and attempt to match you with a lender. This service may not be available in all states, and the states serviced by this Website may change from time to time and without notice. Providing your information at Loansion.com does not guarantee that you will be matched with a lender or approved for a loan. The lender may perform a credit check or may verify the information you have provide on this website. Not all lending partners offer loans up to $10,000 and not all lenders can provide you with the loan amount you requested. All financial terms of the loan, APR and other information will be provided to you by the lender. Loan terms, conditions, and policies vary by lender, state, and applicant qualifications. For details, questions, or concerns regarding your loan please contact your lender directly. In some situations, faxing or mailing may be required. Cash transfer times may vary between lenders and may depend on your financial institution. Loan repayment periods vary by lender and state.